Terms of Service

Last updated: May 30, 2025

1. Agreement to Terms

By accessing or using noco.io ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

noco.io is an AI-powered SaaS scaffolding tool that helps users generate production-ready SaaS stacks, including frontend and backend components, authentication, and billing systems. Our service allows users to write specifications to generate features automatically via AI.

3. Account Registration

To use certain features of the Service, you must register for an account. You agree to provide accurate information and keep your account credentials secure. You are responsible for all activities that occur under your account.

4. Intellectual Property Rights

Our Rights

Noco.io owns and retains all rights, title, and interest in and to:

  • Platform Elements: The noco.io platform architecture, design, features, proprietary algorithms, AI models, user interface, and all related technology
  • Brand Elements: The "noco.io" name, domain, logos, trademarks, and all visual brand elements
  • Content: All website content, documentation, guides, and marketing materials

These elements are protected by copyright, trademark, patent, and other intellectual property laws.

Your Content and Code

You own the code and applications you generate. We make no claim to ownership of:

  • Code generated using our platform
  • Applications and solutions built with our tools
  • Custom implementations and modifications
  • Your business logic and application structure
  • Derivative works based on generated code

Usage Rights and Training License

By using the Service, you grant noco.io a non-exclusive, worldwide, perpetual, irrevocable, royalty-free right and license to use your inputs to the Service and the resulting outputs (including generated code) for the purposes of improving and training our AI models and the Service. We will anonymize this data to protect your privacy and intellectual property.

Important: You may freely use, modify, distribute, and commercialize generated code without any restrictions, licenses, or royalties owed to noco.io. This training license does not grant us any ownership rights to your generated code or applications.

5. Acceptable Use

You agree not to use the Service:

  • In any way that violates any applicable law or regulation
  • To generate or distribute harmful, abusive, or illegal content
  • To attempt to interfere with or disrupt the integrity of our systems
  • To scrape, data-mine, or otherwise extract data from our Service beyond its intended functionality
  • To reverse engineer our AI models or systems
  • In regions subject to sanctions or export restrictions
  • If you are subject to sanctions or export restrictions under applicable law
  • To develop anything subjected to sanctions or other export restrictions
  • To create multiple accounts to circumvent usage limits
  • To use automated tools or bots without explicit permission

Export Compliance: Our Service may not be used in embargoed countries or by denied or restricted parties under applicable law. You are responsible for ensuring compliance with all export and import regulations.

6. User Generated Content

While you retain ownership of the code you generate, you are responsible for ensuring that content created using our platform does not infringe on third-party rights or violate any laws.

7. Payment Terms

Some features of the Service may require payment. By subscribing to a paid plan, you agree to the pricing, billing frequency, and terms presented at the time of purchase. We may change pricing with advance notice.

8. Subscription and Cancellation

Subscription Terms:

  • Our service is subscription-based with recurring monthly billing
  • Subscriptions automatically renew at the end of each billing period
  • Access to the platform is granted immediately upon successful payment processing

Cancellation Policy:

  • You can cancel your subscription at any time through the Stripe customer portal in your account settings
  • Your subscription remains active until the end of the current billing period
  • You will continue to have full access until the end of your paid period
  • Your subscription will not automatically renew after cancellation
  • No partial refunds are provided for unused portions of the billing period

Refund Policy:

  • All payments are non-refundable unless otherwise determined by us
  • Refunds may be considered in cases of billing errors, duplicate charges, or other circumstances at our sole discretion
  • Approved refunds will be processed to the original payment method

9. Public Projects and Content Visibility

Private Projects: The content and code you generate using our services, including prompts and project files, are private and only accessible to you and noco.io's authorized employees, contractors, and partners as necessary to provide support and maintain platform functionality.

Public Projects: If you choose to make your project public:

  • Your prompts and generated code become visible to other users
  • Other users may remix and use your public project as a starting point
  • You retain ownership of your code, but grant other users the right to view and remix public projects
  • Private projects are not remixable and their code and prompts are not visible to other users

You are responsible for ensuring that any content you make public does not contain sensitive information, trade secrets, or violate any third-party rights.

10. Support Services

We provide support through our platform's support chat system. Support terms:

  • Available to all users during business hours
  • We aim to respond to support inquiries within 7 business days
  • Support is limited to platform-related issues and general usage questions
  • We do not provide custom application debugging services
  • Support is subject to our capacity and availability

11. Limitation of Liability

To the maximum extent permitted by law, in no event shall noco.io be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, including but not limited to loss of revenue, profits, data, or business opportunities.

AI-Generated Content Disclaimer: Our AI-powered Service generates code and content that may contain errors, security vulnerabilities, or other issues. We specifically disclaim liability for:

  • Bugs, errors, or security vulnerabilities in generated code
  • Generated code that fails to meet your requirements or expectations
  • Business losses resulting from reliance on AI-generated code
  • Compatibility issues with other systems or software
  • Data loss or corruption caused by generated code
  • Performance issues or inefficient code generation
  • AI misunderstanding of requirements or prompts
  • Integration challenges with existing systems
  • Licensing issues in generated code or dependencies
  • Training data biases affecting code generation

You acknowledge that AI-generated code requires human review and testing before production use, and you assume all risks associated with implementing such code.

12. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, secure, or error-free.

13. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on our website or by sending you an email.

15. Contact Us

If you have any questions about these Terms, please contact us at legal@noco.io.

16. DMCA Compliance

We respect intellectual property rights and comply with the Digital Millennium Copyright Act (DMCA). For any DMCA-related issues, contact us at legal@noco.io with:

  • Identification of the copyrighted work claimed to be infringed
  • Identification of the allegedly infringing material
  • Your contact information
  • A statement of good faith belief in the infringement
  • A statement of accuracy under penalty of perjury
  • Your physical or electronic signature

17. Indemnification

You agree to defend, indemnify, and hold harmless noco.io, including our officers, directors, employees, agents, licensors, affiliates, and representatives, from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable legal fees) arising from:

  • Your use of our platform and services
  • Breach of these Terms
  • Infringement of third-party rights
  • Applications, websites, or services you create using our platform
  • Any content you submit or share through our services
  • Your violation of any law or regulation

18. Governing Law and Jurisdiction

These Terms shall be governed by the laws of Delaware, United States, excluding conflicts of law principles. Any disputes related to these Terms or your use of our platform must be brought exclusively in the courts of Delaware, and you consent to the personal jurisdiction of these courts.

Our failure to exercise any right or provision of these Terms doesn't constitute a waiver unless we acknowledge it in writing. If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full effect.